What Stores Accept Venmo? 38 Places In-Store and Online

Are you wondering how Venmo can better your financial situation? Find out what stores take Venmo scans, and how to use Venmo in-store and online.

Contactless payment methods are gaining ground, especially in the post-COVID era. These are digital and mobile wallets like Venmo, Google Pay, Apple Pay, and Samsung Pay. It makes it possible for customers to pay cardless, “cashless,” and touch-free without giving their bank or card details to merchants. It’s an added buffer to shoppers’ wealth and health.

It leads us to the big question of the day: What stores accept Venmo QR codes?

Short Answer: There are several stores, food delivery companies, ride-sharing, and other merchants that accept Venmo and Venmo debit/credit cards. Foot Locker, Poshmark, Boxed, Target, Skullcandy, Urban Outfitters, Walmart, Forever 21, CVS, Hollister, and Lululemon stores accept Venmo pay.

Food delivery companies that take Venmo scans include Eat24, Uber Eats, Seamless, Delivery.com, and Grubhub. So far, Uber is the only ride-sharing service that accepts Venmo. Services that accept Venmo Pay include Hulu, Dolly, and Gametime.

Some other retailers don’t accept Venmo QR codes but accept Venmo pay with a Venmo credit card for online and in-store purchases. Places like Nike, Home Depot, Adidas, Samsung, Under Armour, Wayfair, Coach, Nordstrom, Macy’s, and Kohl’s take Venmo pay.

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What is Venmo?

Venmo is a popular contactless mobile payment method that has made a name among Gen Z and millennials as a fast and safe social payment option. A subsidiary of PayPal, Venmo’s popularity stems from the fact that it simplifies money-sharing by enabling peers to make purchases and split shared bills like groceries, rent, dining, utilities, and road trips right from social feeds. 

Users can make payments and link their bank account, debit/credit cards with chips, prepaid cards, money on Reliacard, gift cards, or pay directly with their Venmo balance. What a convenience! It’s no surprise that over 70 million people use the Venmo app.

But wait! How did our payment methods advance to that level?

Before the internet became a thing, credit and debit cards dominated the cashless economy. They made it possible to spend money and make purchases in-store without visiting banks like Chase, Navy Federal, and Wells Fargo or looking for branch ATMs that dispense $5, $1, $50, or $100 near me to withdraw cash.

Many people utilize online and mobile banking. As technology continues to develop, we’re able to hold digital wallets like PayPal, use banking apps, and access contactless mobile payment apps like Venmo, Google Pay, and Apple Pay.

Once linked, you can use your debit and cards without a PIN online and in-app. In addition, it helps reduce PINless debit card fraud instances where a fraudster may try to use a stolen debit card to their advantage.

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Digital and mobile payment solutions like Venmo seem to have evolved faster than most stores can integrate into their payment systems. However, you’ll still find many stores that don’t take Venmo scan, PayPal, Google Pay, or Apple Pay. That’s why Millennials and Gen Z want to know upfront whether stores like Walmart, Publix, and Kroger take Venmo.

How Does Venmo Work?

Venmo works pretty much like PayPal – but unlike PayPal, Venmo has a social feed aspect. 

First, users create a profile where they can add friends, just like a social media app on their phone. From there, they can send and receive money from family and friends using mobile numbers or email addresses without the need to give out their bank or credit card details. Users can also split shared bills and purchases like rent, dining, road trips, and utility bills on social feeds.

The Venmo app also enables users to make purchases online and in-store. Unlike PayPal which works across all devices, Venmo payments can only be processed on mobile devices. Specifically, the Venmo app works with Google Chrome for Android and Safari for iOS – therefore, you won’t be able to pay with Venmo when shopping online with a computer.

Before you create your social profile, you’ll need to download and install the Venmo app on your smartphone. From here, create your Venmo profile and link your debit cards, credit cards, or checking account to enable mobile purchases. Once you enable Mobile Web purchases, you’ll be able to make Venmo payments on mobile websites that have Venmo or PayPal payment buttons. Venmo uses QR codes for in-store purchases. Simply open your app, scan the QR code at the self-checkout or cash register, and then authorize the payment with your Venmo balance or linked accounts.

To pay online with sites like Walmart, Amazon, and Target that accept Venmo online, tap the PayPal button to be redirected to the PayPal website, where you can select Venmo as one of the payment options.

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Venmo also works on third-party mobile apps. For example, you can link your Venmo credit card or add it as a payment method on apps like Uber Eats, Grubhub, and Uber for streamlined in-app purchases. From there, you’ll only need to select Venmo to pay.

Also, Venmo offers a Visa credit card and a Mastercard debit card. You can request either card directly from the Venmo app. Your Venmo debit card takes money directly from your Venmo balance. You can use it to shop online or in-store where Mastercard is accepted.

Recommended read: Does Target Accept Venmo?

How to Use Venmo to Pay at a Store?

Venmo uses QR codes that allow customers to make contactless in-store purchases at stores that accept Venmo QR codes. To use Venmo to pay at a store, download and install the Venmo app on your smartphone. Then create a secure password and verify your phone number and email to set up your profile. 

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The Venmo app comes ready to scan QR codes, but first-time users may need to tap the “Scan” button and follow on-screen prompts to allow their smartphone cameras to scan QR codes. That said, you’ll need to have money in your Venmo account to make purchases at a store. Load cash on it or link your bank accounts or debit/credit cards before you go shopping.

Once you’ve set up and linked your account, making contactless payments at a store is easy. Visit any of the stores that take Venmo and buy what you need.

For example, you can buy a newspaper, discount shoes, laminating services, or some of the cheapest foods to buy on a budget at a grocery store, like Giant Eagle. When you’re done shopping, go to the self-checkout counter or cash register to let the cashier know you’re paying with Venmo.

There are three ways to make Venmo payments in-store, including:

Scan The Merchant QR Code

Once your items have been scanned, the cashier or the self-checkout machine will show you a QR code. Next, open your Venmo app and tap the “Scan” button. Then, hover your phone’s camera over the QR code to scan it and proceed with the transaction. You’ll then be prompted to confirm the purchase. Once you confirm, the transaction will post and draw money from your Venmo balance or preferred linked card to cover the purchase.

Merchant will Scan your QR Code

The cashier or the self-checkout machine may prompt you to show a Venmo QR code. Open your Venmo app and tap the “Show to Pay” button to generate a QR code and hold it up for the clerk or self-checkout machine to scan. Once scanned, confirm the payment to proceed with the transaction. Money will be withdrawn from your Venmo balance to cover the purchase.

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Frugal Reality Tip: Typically, money is drawn from your Venmo balance to cover purchases. If you don’t have enough balance or want to pay with a different account, change that to another preferred payment method before you or the cashier scans the QR code.

Use your Venmo Debit or Credit Card

Another way to use Venmo at a store is to bring your Venmo debit or credit card. The cards work everywhere Visa and Mastercard are accepted and can help you make payments with Venmo at stores that don’t accept contactless payments. 

And the good thing is, Venmo has a fantastic cash-back rewards program for Venmo card users. You’ll earn rewards when shopping with your Venmo cards for eligible purchases at select retailers.

It kicked off in 2019 with lucrative limited-time offers like 5% cash back at Wendy’s, 4% cash back at Sam’s Club, and 5% cash back at Target. Today, the program carries cash back offers for eligible purchases from select merchants.

With the Venmo credit card, you will earn cash back up to 3% on eligible purchases every month. In addition, a cash back rate of up to 6% is also possible on Venmo credit cards on a limited-time basis.

Again, you can use your Venmo to get cash back at stores like Walmart that give the most cash back on debit cards and skip a trip to the bank. Plus, most places that give $5 or $10 cash back don’t charge cash back fees or set purchase limits. So whether you buy cheap diapers, get a cheap hair cut or discount message, you’ll be eligible for cash back in most stores and gas stations that do cash back.

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While the Venmo debit card has a daily withdrawal limit of $400, most places have lower cash back limits. For instance, CVS gives cash back up to $35 per transaction, while Walgreens does cash back up to $20. Unfortunately, that means you may have to run several transactions to get the maximum Venmo allowable limit.

Luckily, a Venmo debit card can be used to withdraw money from eligible ATMs. Look for ATMs that carry MoneyPass, MasterCard, Cirrus, and Pulse logos to withdraw money with your Venmo card.

What stores accept Venmo?

Venmo works online with select merchants that accept PayPal on their websites and in-store at stores that accept Venmo QR codes. However, not every PayPal merchant accepts Venmo. Merchants must opt-in for Venmo web payments to be eligible. There are also food delivery and ride-sharing services that accept Venmo pay. 

You simply scan a QR code at the self-checkout or cash register to pay touch-free for in-store purchases. For online purchases, you’ll tap the PayPal button to be redirected to the PayPal website to complete the purchase. To make an in-app purchase from apps like Grubhub or Uber, link your Venmo account or credit card for a streamlined checkout experience.

If there isn’t a store that accepts Venmo QR codes in your area, consider requesting a Venmo debit or credit card. The debit card works anywhere Mastercard is accepted, while the Venmo credit cards can be used to make purchases at places that accept Visa.

Below is a list of retailers, food delivery companies, ride-sharing apps, services, and grocery stores that accept touch-free Venmo payments and Venmo debit/credit cards.

What retail stores accept Venmo?

Stores that accept Venmo touch-free payments, as well as Venmo debit/credit cards:

• Abercrombie & Fitch
• Bed Bath & Beyond
• CVS
• Foot Locker
• Forever 21
• Hollister
• Jane
• J. Crew
• Boxed
• Jane
• Lululemon 
• Poshmark
• Skullcandy
• Target
• The Home Depot
• Urban Outfitters
• Walmart
• William Sonoma

Grocery stores currently accepting Venmo in-store and online purchases:

• Giant Eagle

Fast-food delivery providers that accept Venmo payments:

• Chipotle

Ride-sharing businesses that process payments from Venmo:

• Uber
• Lyft

Food delivery companies that accept Venmo:

• Delivery.com
• Eat24
• Grubhub
• Seamless
• Uber Eats

Services that approve Venmo payments:

• Dolly
• Gametime
• Hulu

Retail stores that accept Venmo debit/credit payments:

• Amazon
• Adidas
• Coach
• Dick’s Sporting Goods
• Kohl’s
• Home Depot
• Macy’s
• Nordstrom
• Nike
• Samsung
• The North Face
• Under Armour
• Wayfair

What online merchants accept Venmo?

Amazon, Target, and Walmart are the top stores that accept Venmo online. Since Amazon is a 24-hour online store, you’ll be able to use Venmo to buy items directly from their mobile website or through the Amazon mobile shopping app. Target and Walmart accept Venmo online and in-store. 

Regardless of where you shop, the payment method is the same when it comes to mobile money with Venmo. You can pay online through your mobile browser by tapping the PayPal button on the checkout page. Otherwise, link your Venmo credit card account to the retailer’s mobile apps or link your Venmo Wallet ID code to the checkout page for a streamlined checkout process.

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What Stores Don’t Accept Venmo? 

We’ve researched places that don’t take Venmo. The following retail stores do not accept Venmo payment methods:

• Aeropostale
• Ace Hardware
• Aldi
• Apple Store
• Autozone
• Best Buy
• Big Lots
• Buckle
• Camping World
• Chick-fil-A
• Dollar General
• Dollar Tree
• Domino’s Pizza
• DoorDash
• Five Below
• GameStop
• Gap
• Ikea
• Jack In The Box
• JC Penney
• Lowe’s
• McDonald’s
• Meijer
• Menards
• Michaels Stores
• Nordstrom
• Office Depot
• O’Reilly Auto Parts
• Overstock
• Panera
• Postmates
• Rite Aid
• Ross Stores
• Sephora
• Sonic
• 7-Eleven
• Sherwin Williams
• Sprouts
• Staples
• Starbucks
• StubHub
• Ulta Salon
• Verizon
• Wayfair
• Wegmans Food Market
• Wendy’s

How To Use Venmo to Pay at a Store online?

You can use your Venmo wallet to pay online at a select PayPal merchant. Retailers must opt-in for Venmo web payments before they can start accepting Venmo payments online. Here’s how it works:

Mobile browsers

Venmo online purchases only work with mobile browsers at approved PayPal merchant websites. As a result, you won’t be able to make Venmo payments when shopping online with your computer. Specifically, Venmo only works with Google Chrome for Android and Safari for iOS.

To pay online with Venmo, use your mobile phone to shop at Amazon, Walmart, or Target. At the checkout page, tap the PayPal button. You’ll be redirected to the PayPal website. From there, select Venmo as your payment method to pay with your Venmo balance or linked accounts.

Use the Venmo app

You’ll need to opt-in for Venmo online purchases to use the Venmo app to make online payments. You can simply do that following these steps:

• Go to settings and go to the Buying section
• and tap the “Enable Mobile Web Purchase” or “Connect Browsers.”
• Use your favored mobile phone browser to shop at the merchant mobile site
• Proceed to the checkout page and tap the Venmo button to complete the purchase.

For in-app purchases, link your Venmo credit card to the merchant’s mobile app. You can also add your Venmo account as a payment method on eligible third-party apps like Grubhub or Uber Eats. If your Venmo account links successfully, you’ll be able to make payments directly from the app using the Venmo credit card or other linked accounts.

FAQs About Using Venmo

Can you Venmo with American Express?

Yes, you can use American Express to Venmo people! Eligible card members can use the American Express App to send money to any Venmo user. All you need is their Venmo username and you’re ready to transfer money.

Can I pay with Venmo at Walmart?

Yes, you can pay with Venmo at Walmart. In fact, Walmart is one of the many retailers that have partnered with Venmo to offer this convenient payment option. 

To pay with Venmo at Walmart, simply link your Venmo account to your Walmart account and then use the Venmo app to pay for your purchases at checkout.

Can you Venmo a check?

For “qualified” US users, Venmo will soon roll out a check cashing option for its Android and iOS apps. The Venmo check cashing feature will allow users to cash their checks without having to go to a bank or check cashing store. 

Venmo will verify the check and deposit the funds into the user’s account. 

Does Venmo have ATMs?

You can withdraw funds from your Venmo balance at any ATM that displays the Mastercard®, PULSE® or Cirrus® acceptance marks. However, there is a fee for this service, so it’s important to check with your bank or credit card provider to see if they charge a fee for withdrawals from Venmo.

Does eBay accept Venmo?

EBay is one of the world’s largest online marketplaces, but it does not accept Venmo as a payment method. It may come as a surprise to some people, as Venmo is owned by PayPal, which is eBay’s primary payment processor. 

So, if you’re hoping to use Venmo to pay for your next eBay purchase, you’ll need to find another way to do it.

Which is safer: Venmo or PayPal? 

Venmo and PayPal are pretty safe. In fact, Venmo is owned by PayPal and uses similar security measures, like encryption and fraud monitoring. In addition, Venmo and PayPal offer buyer protection in case something goes wrong with a purchase. 

So, you can feel confident using Venmo and PayPal to transfer money.

Which banks use Venmo?

Almost all banks in the US support Venmo, since it works with American Express, Discover, MasterCard, and Visa. Popular banks that use Venmo include Chase, Wells Fargo, and Bank of America. 

Venmo is also supported by a number of online banks, such as Ally and Capital One 360. 

Is it bad to leave a balance on Venmo? 

Your Venmo balance isn’t insured in the unlikely event that the service goes down. Also, if Venmo shuts down tomorrow, you may not get your money back – at least not from Venmo.

If you’re comfortable with the risks and you don’t mind having your money tied up in a money transfer service, then leaving a balance on Venmo might not be a big deal for you. However, if you’re someone who likes to keep a close eye on their finances and you prefer having control over your money, then it might be best to avoid leaving a balance on Venmo. 

What happens if you never pay Venmo back?

You’ll start getting several reminders if you stop paying Venmo back. And if you still don’t pay, Venmo may report you to a collection agency. As a result, it could damage your credit score and make it harder to get approved for loans in the future. 

In addition, it may result in wage garnishment or legal action. In short, not paying someone back on Venmo can have serious consequences.

What’s the most money I can send using Venmo?

If you’re a new user, your person-to-person Venmo sending limit is $299.99. Once you’ve verified your identity with Venmo, your weekly rolling limit increases to $4,999.99. That means you can send up to $4,999.99 in any given week and the amount will reset every Monday morning.

Does Venmo charge a fee?

One of the most common Venmo fees is the 1.00% fee for deposits of payroll or government checks. There’s also a minimum fee of $5.00 for these types of deposits. 

If you’re sending money to someone else, there’s no Venmo fee unless you’re using a credit card. As a result, Venmo will charge a 3% fee for sending someone money from a credit.

If you’re receiving money, there’s also no fee unless you’re withdrawing the money to your bank account.

Can you get cash back with Venmo QR code?

You can get cash back with Venmo QR code if the merchant offers it as a refund option. To get cash back, you’ll need to show the merchant the barcode on your email receipt from Venmo. 

Merchant can also refund you for a purchase via a physical receipt or cash. Specific refund policies are determined by the merchant and not Venmo. 

Overall, getting cash back with Venmo QR code is a relatively straightforward process as long as the merchant offers the option.

Stores That Accept Venmo Summary

Touch-free payment methods like Venmo are slowly switching the world to a cardless, cashless, and contactless economy. The new fintech options are faster and safer than paying with a money order, withdrawing $10 from an ATM, or cashing a personal check.

Stores are taking the leap by using Venmo QR codes. Going forward, stores that accept Venmo and other contactless payment methods like Google Pay or Apple Pay will only increase as traditional payment methods become outdated.

To pay touch-free with your Venmo wallet in-store, open the Venmo app and scan a QR code. Otherwise, generate a QR code and let the cashier or self-checkout machine scan your QR code. For online purchases, shop with your phone at eligible merchant websites and tap the PayPal button. You’ll be directed to the PayPal website, where you can select to pay with your Venmo account.

Alternatively, enable Venmo web payment or  your mobile browse to pay directly with a Venmo button on eligible websites. Unfortunately, Venmo online payment only works with mobile browsers and doesn’t work on a desktop or laptop.

You can also link your Venmo credit card or account to third-party apps like Uber Eats, Grubhub, Uber, Amazon, or Target Mobile app for a smooth in-app checkout experience.

If stores don’t accept Venmo QR codes in your area, consider getting the Venmo debit or credit card. You’ll be able to shop with your Venmo cards at stores that accept Visa and Mastercard. Plus, it has a fantastic cash back rewards program to earn cash back rewards at select retailers.

You can also use your Venmo debit card to get cash back at stores or withdraw cash at ATMs marked with MasterCard, Cirrus, Pulse, and MoneyPass logos.

We hope this Venmo guide is helpful to further understand how to use digital payments, and make the most of this cashless app!